A Study on the Two-channel Authentication Method which Provides Two-way Authentication using Mobile Certificate in the Internet Banking Environment 


Vol. 36,  No. 8, pp. 939-946, Aug.  2011


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  Abstract

The Internet banking service provides convenience than the traditional offline services. However, it still causes a number of security problems including hacking. In order to strengthen security, the financial institutions have provided such authentication methods as the official authentication certificate, the security token, the security card and OTP. However, the incidents related to hacking have continuously occurred. Especially, various weak points have been suggested for the authentication methods in regard to such types of hacking as the memory hacking or the MITM attack. So I needed was a new authentication method. In this study, the two-channel authentication method which provide two-way authentication on the user’s PC and mobile device when executing the electronic financial transactions in the Internet banking environment is suggested. Also, by analyzing it in comparison with other existing methods, it is possible to check that the prospects of safety and credibility are strengthened.

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  Cite this article

[IEEE Style]

H. You, J. Lee, J. Kim, J. Park, M. Jun, "A Study on the Two-channel Authentication Method which Provides Two-way Authentication using Mobile Certificate in the Internet Banking Environment," The Journal of Korean Institute of Communications and Information Sciences, vol. 36, no. 8, pp. 939-946, 2011. DOI: .

[ACM Style]

Han-na You, Jae-Sik Lee, Jung-Jae Kim, Jae-Pio Park, and Moon-Seog Jun. 2011. A Study on the Two-channel Authentication Method which Provides Two-way Authentication using Mobile Certificate in the Internet Banking Environment. The Journal of Korean Institute of Communications and Information Sciences, 36, 8, (2011), 939-946. DOI: .

[KICS Style]

Han-na You, Jae-Sik Lee, Jung-Jae Kim, Jae-Pio Park, Moon-Seog Jun, "A Study on the Two-channel Authentication Method which Provides Two-way Authentication using Mobile Certificate in the Internet Banking Environment," The Journal of Korean Institute of Communications and Information Sciences, vol. 36, no. 8, pp. 939-946, 8. 2011.

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pISSN : 1226 - 4717
eISSN : 2287 - 3880